Subliminal Talk

Im getting the impression you guys are making this much harder on yourselves than you need to... Business bank account (suntrust, boa, whatever), bank merchant account (typically backed by first data), and a virtual terminal.

Pci compliance is handled for you for $150 bucks a year through their 3rd party (this is not optional, and required by law depending on where you are). You can take phone payments this way (for large single ticket items you're screening people anyway), or connect a gateway for your online payments... Or both.

$15/mo for the merch acct, 2.**% transactions fees, amex included. You're done, add in PayPal optionally, everyone should be happy. (In my experience, much much better than authorize.net and the like)

A spec E&O policy will protect faulty web entries.

After customer info is entered the first time, it's encrypted and stored on first data's system, so all you have to maintain server side is your SSL.

Okay I'll shut up now.

Im also a paypal user. how about you make two buttons available. one for old customers(it will bill us the exact amount, so we don't have to pay another service charge and conversion rate charges) and a separate button for new customers who haven't gone through any of your 6 stage sets and gotten results). People who clicked the old customers button should be able to enter a code to be able to proceed to the payment section.

I prefer paypal too. Some options I am unsure if Norway even have. It is easier to use paypal. But that Google option is ok.